Documentation
Learn everything about Fynlo's features and capabilities.
Getting Started
Set up your Fynlo account and start managing your finances in minutes.
Get up and running with Fynlo in under 10 minutes. This guide walks you through account creation, business setup, bank connections, and inviting your team.
Creating your account
Sign up and verify your email to get started
Setting up your business profile
Configure your business name, address, logo, and tax settings
Connecting your bank account
Link your bank via Plaid or Mono for automatic transaction imports
Inviting team members
Add team members with role-based access control
Importing existing data
Import invoices, expenses, and contacts from CSV or other software
Invoicing
Create, send, and track professional invoices with online payments.
Create professional invoices, set up recurring billing, and accept online payments. Track payment status and automate reminders.
Creating your first invoice
Build and send a professional invoice in seconds
Customizing invoice templates
Add your logo, colors, and custom fields to invoices
Setting up recurring invoices
Automate monthly billing for retainer clients
Accepting online payments
Enable credit card and bank transfer payments on invoices
Managing overdue invoices
Set up automatic reminders and track overdue payments
Expense Tracking
Track and categorize expenses automatically with receipt scanning.
Track every business expense efficiently. Use AI-powered receipt scanning and automatic categorization to keep your books organized.
Recording expenses manually
Quick-add expenses with category and tax info
Scanning receipts with AI
Snap a photo and let AI extract the details automatically
Expense categories & rules
Set up custom categories and auto-categorization rules
Mileage tracking
Log business travel and calculate deductible mileage
Expense reports
Generate expense reports for tax filing and reimbursement
Bank Reconciliation
Connect banks and automatically match transactions for accurate books.
Connect your bank accounts and let Fynlo auto-match transactions. Reconcile your books in minutes instead of hours.
Connecting bank accounts
Link your bank securely via Plaid, Mono, or manual import
Auto-matching transactions
How Fynlo matches bank transactions to invoices and expenses
Manual reconciliation
Step-by-step guide to manually reconcile transactions
Handling discrepancies
Resolve unmatched transactions and balance differences
Multi-currency accounts
Manage bank accounts in different currencies
Financial Reports
Generate P&L, balance sheets, cash flow, and custom reports.
Access real-time financial reports. Generate profit & loss statements, balance sheets, and cash flow reports with a single click.
Profit & Loss statement
Understand your revenue, expenses, and net income
Balance Sheet
View your assets, liabilities, and equity at a glance
Cash Flow statement
Track money flowing in and out of your business
Accounts receivable aging
See which invoices are overdue and by how long
Custom report builder
Create custom reports with filters, date ranges, and exports
AI Assistant
Ask questions about your finances and get instant AI-powered insights.
Fynlo's AI assistant understands your financial data. Ask questions in plain English and get instant answers, forecasts, and recommendations.
Asking financial questions
Chat with AI about your revenue, expenses, and trends
AI expense categorization
How AI learns your categorization patterns over time
Revenue forecasting
Get AI-powered predictions based on historical data
Anomaly detection
AI alerts you to unusual spending or revenue changes
Automated recommendations
Actionable suggestions to improve your financial health
Payroll
Run payroll, generate pay stubs, and handle tax calculations.
Run payroll for your team with automatic tax calculations. Generate pay stubs, track benefits, and stay compliant.
Setting up payroll
Configure pay schedules, tax settings, and benefits
Adding employees
Add employee records with salary, tax, and bank details
Running a payroll cycle
Process payroll with automatic calculations and approvals
Tax withholdings
Configure PAYE, NSSF, and other tax withholdings
Pay stubs & reporting
Generate pay stubs and payroll summary reports
Multi-Currency
Handle international transactions with automatic exchange rate conversion.
Handle international transactions seamlessly. Set your base currency, send invoices in any currency, and track exchange rate gains/losses.
Setting base currency
Choose your primary business currency
Exchange rate updates
Automatic daily exchange rate updates
Foreign currency invoices
Send invoices in your client's preferred currency
Currency gain/loss tracking
Track realized and unrealized exchange rate gains
Multi-currency reports
View reports in your base currency or original currencies
Tax Management
Track tax rates, calculate VAT/GST, and prepare for filing season.
Stay on top of your tax obligations. Configure tax rates, calculate VAT/GST automatically, and generate tax-ready reports.
Configuring tax rates
Set up VAT, GST, withholding tax, and custom rates
VAT/GST calculation
Automatic tax calculation on invoices and expenses
Tax-ready reports
Generate reports formatted for your local tax authority
Withholding tax
Track and report withholding tax on payments
Year-end tax preparation
Comprehensive checklist for year-end tax filing
Integrations
Connect Fynlo with your favorite tools and payment gateways.
Connect Fynlo with your existing tools. Integrate with payment gateways, banks, email providers, and cloud storage.
Payment gateway setup
Connect Stripe, PayPal, or local payment providers
Bank connections (Plaid/Mono)
Set up automatic bank feeds for reconciliation
Email integrations
Configure email notifications and invoice delivery
Cloud storage
Attach files from Google Drive, Dropbox, or local storage
API & webhooks
Build custom integrations with the Fynlo API
Team & Permissions
Manage team access, roles, and collaborate on financial data.
Control who can see and do what. Set up roles, invite team members, and track all activity with audit logs.
Inviting team members
Send invitations and manage pending requests
Role-based permissions
Admin, Accountant, Manager, and Viewer roles explained
Accountant access
Give your accountant read-only or edit access
Activity audit log
Track every action taken in your account
Two-factor authentication
Add an extra layer of security to team accounts
Security & Privacy
Learn about Fynlo's enterprise-grade security and data protection.
Your financial data is protected with enterprise-grade security. Learn about our encryption, compliance, and privacy practices.
Data encryption
AES-256 encryption at rest and TLS 1.3 in transit
SOC 2 compliance
Our SOC 2 Type II certification and what it means
Two-factor authentication
Enable TOTP-based 2FA for your account
Data export & portability
Export all your data in CSV or JSON format
Privacy policy details
How we handle, store, and protect your data